SWP Calculator
Configure Your SWP
₹50,00,000
₹5 Lakh₹10 Crore
₹40,000
₹5,000₹5 Lakh
10% p.a.
4%20%
15 Yrs
1 Year40 Years
Quick Presets
✅ Corpus will last the full withdrawal period.
Remaining Corpus at End
₹0
₹0
Total Withdrawn
₹0
Interest Earned
₹0
Initial Corpus
₹0/mo
Monthly Withdrawal
Year-wise Corpus Tracker
| Year | Opening Balance | Interest Earned | Total Withdrawn | Closing Balance |
|---|
What is SWP and When Should You Use It?
A Systematic Withdrawal Plan (SWP) lets you withdraw a fixed amount from your mutual fund at regular intervals while the remaining corpus continues compounding.
Retirement Income
Create a monthly pension-like income from your accumulated corpus. Far more tax-efficient than FD interest.
Tax-Efficient
Only the gains portion of each SWP is taxed — not the full withdrawal. Unlike FD where 100% of interest is taxable.
Corpus Keeps Growing
The remaining corpus continues compounding — your money works while you withdraw it.
Complete Flexibility
Change or pause anytime. No lock-in. Far more flexible than annuity or pension plans.