SIP Calculator
Configure Your SIP
₹10,000
₹500₹5 Lakh
10 Yrs
1 Year40 Years
12% p.a.
1%30%
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SIP Growth Projection Table
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What is SIP and How Does It Work?
A Systematic Investment Plan (SIP) invests a fixed sum in mutual funds at regular intervals — typically monthly. Three forces drive SIP returns:
Rupee Cost Averaging
Buy more units when markets are down and fewer when up — automatically lowering your average cost per unit over time.
Power of Compounding
Your returns earn returns! Starting early and staying invested longer dramatically amplifies your wealth.
Disciplined Investing
Automated monthly debit removes emotional decision-making and market timing errors — the biggest enemies of retail investors.